Chapter 7 Bankruptcy
Take Control of Your Finances by Filing a Chapter 7 Bankruptcy Claim
The unstable economy has left many Americans facing a rapid and unexpected change to their financial situation. The high number of California bankruptcy filings testifies to that.
A lost job or other unexpected events have left many people wondering what happened to their bank accounts and the financial security they had built.
Filing for Chapter 7 bankruptcy can offer you a beacon of hope if you are already in foreclosure, worried about losing your home, or wondering when the bank is going to repossess your car. If you are wondering if you qualify for a Chapter 7 bankruptcy, the law office of Attorney Name can help. Lawyer Name specializes in helping the Fresno, California community achieve debt relief through bankruptcy. Contact us online, or call phone number to schedule your free consultation with Name.
Using Bankruptcy for a Fresh Start
The idea of bankruptcy brings about many negative feelings and attitudes. Many people fear it will ruin their reputation and their credit score forever. Filing for bankruptcy is a very emotional and personal decision, but it is nothing you should feel guilty or depressed about. Bad things happen to good people, many times through no fault of their own. The legal system recognizes this and bankruptcy is a means to help people take their lives back.
Your current financial situation is dire, but it does not have to be another nail in the coffin. The purpose of Chapter 7 bankruptcy is not to take away all of your assets and leave you homeless, the purpose is to help you regain financial freedom and security. Even if there was a foreclosure notice nailed to your door when you arrived at home, there is still time to save to your house.
How Can Chapter 7 Help?
Chapter 7 bankruptcy looks at all of your qualifying debts and seeks to discharge them. Before filing for Chapter 7 bankruptcy, we use the means test to determine if you qualify for a Chapter 7 filing. If you do qualify, we will walk you through the options available to you and guide you through the entire process. We:
- Draft and file the petition for bankruptcy
- Provide representation at all hearings
- Guide you through the process all the way through the final discharge
Once you have filed for Chapter 7 bankruptcy all repossession and foreclosure actions will stop.
Additionally, as soon as the petition has been filed, any bank or wage garnishments must cease. On top of everything, the harassing calls from creditors are required to end as well.
Filing for Chapter 7 bankruptcy cannot only save your home; it also stops the phone from ringing off the hook, and gives you some of your sanity back.
If for some reason you do not qualify for Chapter 7 bankruptcy, you can still file for Chapter 13 bankruptcy.
You can stop the craziness today! Please contact us for your free consultation.
